Buy
Smarter. Faster. Better.
See what the listing agent doesn’t show you.
Live market data, wildfire and earthquake maps, third-party crime data, rental and equity maps, and an agent who picks up from 5 a.m. to 11 p.m.
You can choose the right home and make your offer with confidence.
What does the MLS listing leave out?
Every listing is written to sell the house (I write them too, so I’d know).
It shows you the updated kitchen and the backyard at sunset. It won’t tell you how wildfire risk could affect your insurance, what crime data shows for the area, how many nearby homes are rentals, or whether the price matches what buyers are paying this week.
Too many buyers learn those things after the offer is signed. That’s the worry underneath every home search: What am I missing? This is one of the biggest financial decisions you’ll make, often against other buyers and sometimes from hours away. It shouldn’t come down to guesswork.
Facts, not a sales pitch.
Buying a home should feel exciting, not like a gamble.
I’m Ben Howard, a third-generation Sacramento-area native who has watched the Folsom area grow since 1989. I also spent two decades in the appliance and home-technology businesses, which put me inside over a thousand homes.
I built my buyer service on one belief: you deserve the facts before you fall in love with a house. I invest in data from several independent sources and give it to you straight, so the conclusions are yours to draw. That’s what being your fiduciary means to me.
It shows in the results. Across 41 home purchases since 2017, my buyers have toured an average of just four homes with me, because the sorting happens before we get in our cars. When it’s time to compete, their offers have been chosen over an average of 2.4 others.
“Invaluable insight and information that we normally won’t get from a Realtor.” Francis & Virginia, new-home buyers in El Dorado Hills
“He always provides the information and context you need to make confident decisions.” Phong P., client since 2021
How it works:
1. Tell me what you need.
We start with a short conversation about your budget, timeline, must-haves and the life you want this home to fit.
2. See every home clearly.
Each home that makes your list gets run through the tools below, so you spend your weekends touring only the homes worth seeing.
3. Offer with confidence.
Live market data and the seller’s likely position shape your strategy, and I negotiate it for you from start to finish.
Seven questions worth answering before you buy:
Any agent can unlock a door. Here’s what you’ll know before you walk through one.
Real-time market data
Is this price right, this week? Online estimates run behind the market, and a neighborhood can shift in a month. You’ll see live numbers on what’s listing, what’s going pending and what’s actually selling near the homes you like. I add a plain-English read on what it means for your offer.
Fire risk maps from three sources
Can I insure this home, and at what cost? Across much of our region, wildfire risk now shapes insurance options and monthly payments, and the maps don’t always agree. I show you three independent sources side by side. You see them before you write an offer, not halfway through escrow.
Earthquake fault activity and shaking potential maps
Is there a fault nearby, and how hard could the ground shake? Two California Geological Survey maps answer that. One shows where known faults run and how recently each has moved. The other shows how strongly the ground is expected to shake in future earthquakes. Standard homeowners insurance doesn’t cover earthquake damage, so it’s worth knowing before you decide on a separate policy. Moving from the Bay Area? Check your current neighborhood, too.
Detailed third-party crime maps
What’s the area really like? Every agent hears “Is it safe here?” The honest answer is data, not an opinion. For every home you view, I provide detailed third-party data on personal and property crime. The info is graded, so you can compare areas on the same scale. Then visit after dark and talk to a neighbor or two. The conclusion is yours.
Owner-occupied vs. rental home maps
Who lives on this street? Two homes can look identical online and sit on very different streets. This third-party map shows which homes around you are owner-occupied and which are rented out. Whatever mix you’re hoping for, you’ll see it before you buy. If you’re an investor, it also shows you rental demand.
Estimated owner equity maps
How much room does this seller have? Someone who bought fifteen years ago is in a very different spot than someone who bought near the top of the market. Estimated equity shows how much flexibility a seller likely has on price and terms. That way your offer is built around their position instead of a guess.
5 a.m. to 11 p.m. access to me
Who answers when it matters? New listings, offer deadlines and late-night second thoughts don’t keep business hours. You can reach me from 5 a.m. to 11 p.m., seven days a week, and it’s me you’ll reach. The agent who tours homes with you is the one who writes and negotiates your offer. No hand-offs to team mambers.
You could choose a home from photos, an online estimate and a good feeling. Plenty of people do, and some spend years living with what they didn’t know. Or you can get your keys knowing what you actually bought: the house, the street, the risks and the price.
Let’s talk about your move.
Schedule a buyer consultation, call or text me at 916-390-7060.
Already have your eye on a house?
Send me the address, and I’ll show you what the listing doesn’t.
All Of These Are Included To Help You Find The Perfect Home:
Examples of how I have helped clients purchase a home:
3085 Ridgeview Dr
Buyer Saved $60,000 — Sold 10/7/2024
1509 River Oak Way
Buyer Saved $37,500 — Sold 2/6/2024
9801 Blue Lake Dr
Buyer Saved $35,000 — Sold 6/7/2024
10484 Forty Niner Cir
Buyer Saved $33,550 — Sold 6/11/2018
3061 Aerosmith Way
Buyer Saved $30,000 — Sold 5/8/2025
5644 Verner Oak Ct. #9
Buyer Saved $27,500 — Sold 9/1/2023
3161 Weymouth Way
Buyer Saved $26,900 — Sold 10/30/2020
7440 - 7444 Garden Meadow Ln
Buyer Saved $20,900 — Sold 11/30/2020